Author: Securities Institute Staff

In our previous article we reviewed the three ways for purchasing an annuity contract. Let’s move forward here, and get a little bit more detailed about some of the specifics regarding the operation of the annuity’s separate account. When an investor contributes money into a variable annuity product, that money goes into the separate account... "Annuity payments and taxation"

 In this article we are going to examine the use of social media and its impact on investment advisors and their representatives.  Additionally, we will explore best practices for investment advisors to disclose potential conflicts of interest and to manage their fiduciary duty to the client. LinkedIn, this feature is almost impossible to ignore. Why... "Investment Advisor Conflicts"

In this article we are going to review what you need to know about variable annuities to pass your FINRA exam. An annuity is a contract between an individual and an insurance company. Once the contract is entered into, the individual becomes known as the annuitant. There are several different types of annuity contracts that... "FINRA test prep – variable annuity contracts"

In this article we are going to take a look at the impact Economic Policy can have on the overall health of the business cycle. Additionally, we will look at the approach taken by various schools of economic thought  to try to guide the economy through the business cycle. Classical economics Classical economics originated in... "FINRA exam prep- schools of economic thought"

In this article We are going to show you some of the must know tips and tricks to help you pick the best answer on your FINRA exam.  There will be times on your exam when you are not sure of the answer. There will also be times on your exam when you have No... "FINRA Test Taking Tips"

Can I just take the practice questions and pass the exam? NO! it is amazing how many times we hear people asking this question. Even worse, is how many times we hear that someone has failed the exam because all they did was take practice questions or maybe just “skimmed” through the book. Just taking... "The Number One Reason People Fail Securities Exams"

The series 99 exam can be challenging for many operations professionals. Here are 20 terms and concepts you must know to pass the series 99 exam. Order Tickets Prior to executing a customer’s order the representative must fill out the appropriate order ticket and present it to the trading department or wire room for execution.... "The top 20 series 99 exam terms"

How to prepare for the exam using the series 7 textbook Sitting down to prepare for the Series 7 Exam can seem like a daunting task when students open up a 600-page textbook.  Many test-takers don’t know how to schedule their time nor how to begin to read through the text. Here we provide some... "How to prepare for the exam using the series 7 textbook"

In this article we’re going to review US Treasury securities,  agency securities and collateralized mortgage obligations or CMOs.  The United States government is one of the largest issuers of debt in the world. Treasury securities are issued in a variety of forms, and  with a variety of maturities. We will start our review with the... "Government securities FINRA test prep"

In this article we are going to  examine the recommendation process and review how recommendations are made to customers.  We will also analyze whether or not recommendations are suitable for the customers based on their particular situation. All recommendations must be suitable. The registered representative, when evaluating a customer’s financial status, investment objective, and other... "FINRA Exam Suitability"